Medicare is a federal health insurance program that provides coverage for people over the age of 65, as well as those with certain disabilities. It is divided into two parts: Part A and Part B. Part A covers hospital care, while Part B covers medical services and supplies. Knowing the differences between the two parts of Medicare can help you make the best decisions for your health care needs.
Part A of Medicare covers inpatient hospital care, skilled nursing facility care, hospice care, and some home health care. It also covers certain medical services that are provided in a hospital, such as lab tests and X-rays. Part A does not cover routine doctor visits, prescription drugs, or long-term care.
Part B of Medicare covers doctor visits, outpatient care, preventive services, and medical equipment. It also covers some home health care services, such as physical therapy and occupational therapy. Part B does not cover long-term care, vision care, or hearing aids.
When it comes to cost, Part A is usually free for those who have worked and paid Medicare taxes for at least 10 years. For those who have not worked long enough to qualify for free Part A, there is a monthly premium. Part B has a monthly premium that is based on your income.
It is important to understand the differences between Part A and Part B of Medicare so that you can make the best decisions for your health care needs. Part A covers hospital care, while Part B covers medical services and supplies. Part A is usually free for those who have worked and paid Medicare taxes for at least 10 years, while Part B has a monthly premium that is based on your income. Knowing the differences between the two parts of Medicare can help you make the best decisions for your health care needs.
